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Law Office of Ronald V. De Caprio Jan. 13, 2017

Is My Income Subject to The Chapter 7 Bankruptcy Means Test?

Many Rockland residents would be eligible for some form of personal bankruptcy protection should they choose to pursue bankruptcy to achieve financial stability.

Law Office of Ronald V. De Caprio Jan. 6, 2017

Keep Your Resolution to Keep Credit Card Debt in Check

Every year Garnerville residents have a chance to start fresh as the new year rolls around on the calendar. Well, that chance just happened and along with plans to get healthy...

Law Office of Ronald V. De Caprio Dec. 29, 2016

Common Forms of Business Debt

It takes a lot for a Rockland resident to keep the doors of their small business open. From paying for utilities and rent for the physical structure of the business entity to paying the employees and stocking necessary inventory...

Law Office of Ronald V. De Caprio Dec. 23, 2016

What Can I Do to Keep My Home out Of Foreclosure?

The easiest way for a New Yorker to keep their home out of foreclosure is to make sure that they make timely and complete payments toward their mortgage.

Law Office of Ronald V. De Caprio Dec. 16, 2016

Holiday Season Leads Many Into Damaging Credit Card Debt

Shopping for loved ones during the holidays can be a special experience for some New Yorkers. In fact, giving to others can be one of the most rewarding things a person can do all year.

Law Office of Ronald V. De Caprio Dec. 9, 2016

Will Holiday Spending Send You to Consumer Bankruptcy?

The holidays are a wonderful time for celebrating with family and sharing special moments with friends. Many holiday traditions include the giving of gifts, and, for some New Yorkers...

Law Office of Ronald V. De Caprio Dec. 2, 2016

A Cash Advance Can Lead to Serious Credit Card Debt

Credit cards are widely used purchasing devices that allow individuals to buy goods and services on credit and then the individuals pay their lenders back on a schedule that was established when they secured their cards.

Law Office of Ronald V. De Caprio Nov. 23, 2016

What Is the ‘Small Business Case’ Under Chapter 11 Bankruptcy?

Chapter 11 bankruptcy is an important legal mechanism that allows a New York business to keep its doors open while reducing its outstanding debts.

Law Office of Ronald V. De Caprio Nov. 17, 2016

Payday Loans Can Be Damaging for Those with Personal Debts

There is nothing comfortable about living paycheck to paycheck. Individuals who face this reality may confront endless worry about how they will pay all of their bills and how they will handle emergency expenditures if they arise.

Law Office of Ronald V. De Caprio Nov. 10, 2016

Credit Card Debt Is Unlike Other Financial Consumer Liabilities

It is not uncommon for a Garnerville resident to hold a mortgage on his or her home, a loan on his or her car and perhaps several debts from his time as a student that must be paid off on a periodic schedule.

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