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Helping you with the personal bankruptcy process

Dealing with debt isn't an easy reality for most New York residents to face. While financial problems can come and go throughout a person's life, some debt challenges cannot simply be ignored or not directly addressed. Thus, debtors frequently seek options to resolve their debt problems, and one of those solutions is personal bankruptcy.

Filing for bankruptcy is not an easy decision to make, and it should not be treated like a simple solution. It is often complex, takes much time and could greatly impact a filer's life during and after the process. At our law firm, we understand these important details and we are devoted to helping debtors address their financial problems while keeping their best interests in mind.

At our law firm, we do our best to break down your options for you so you can determine which type of bankruptcy will best suit your needs. For example, Chapter 7 bankruptcy is used to discharge debts, while the Chapter 13 process is considered a debt restructuring process. Chapter 13 is often used when it is imperative that the filer keeps the home and personal vehicle. Additionally, there are income thresholds for personal bankruptcy, and depending on how much you make you might only be eligible for one type of bankruptcy.

The debt relief process is an excellent way to obtain a fresh financial start. However, it is not always easy to navigate. There are details to the process, such as bankruptcy exemptions, that filers may to fully understand. Therefore, it is important to be well informed of your rights and the process you have entered.

To learn more, please visit our personal bankruptcy website. While it is not always easy to face debt problems, when it comes to major financial troubles debtors need to take timely action to resolve these issues. This will not only help a debtor with their financial problems, but will start their path to building better credit for the future.

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Law Office of Ronald V. De Caprio 65 West Ramapo Road Garnerville, NY 10923 Phone: 845-406-4201 Toll Free: 866-936-8113
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