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April 2016 Archives

Debts can become unmanageable if not properly addressed

A New York business's debts can be a source of anxiety and fear for a Rockland resident, particularly if those debts are growing by the day. Though bankruptcy and other debt relief options do exist for those who cannot get their debts under control on their own, many business owners can improve their debt situations with planning and some help. This blog post identifies only a few of the strategies that business owners may wish to consider utilizing when facing mounting financial obligations.

Government agency provides help to some facing foreclosure

Foreclosure can force a New York family out of their home. The failure of a mortgage holder to make timely and complete payments toward the outstanding obligation can initiate the foreclosure process against his property. Legal processes, like bankruptcy, can help stop the foreclosure process, and from time to time, the government offers struggling mortgage holders help with avoiding the pains of foreclosure.

Tax refunds may be used to pay off debts during bankruptcy

This week, Americans all across the nation finished their taxes and sent them off for review by the Internal Revenue Service (IRS). While some individuals sent checks with their returns to satisfy their owed taxes, others learned that they would receive refunds of tax money they overpaid during the prior year. However, New Yorkers who filed for Chapter 7 bankruptcy may find that their anticipated refunds will never reach them because of their outstanding debts.

Pursuing bankruptcy does not mean giving up all possessions

Filing for bankruptcy is not synonymous with becoming destitute. In fact, bankruptcy is a legal method of gaining financial freedom, all while preserving enough wealth on which a filer may live after the proceedings are completed. In New York, individuals who are interested in learning about their options for filing for bankruptcy can speak with bankruptcy attorneys, like Ronald V. De Caprio to better understand how consumer bankruptcy may work for them.

What card-based terms can contribute to credit card debt?

It is officially spring in New York and readers of this bankruptcy and debt reduction law blog may finally now be paying off the last of the holiday expenditures that carried over as balances on their credit cards. However, during this time of year it is not uncommon for individuals to begin contemplating other big expenses, such as summer vacations and improvements to their yards and homes. As one can see, it does not really matter what month of the year it is - costs can always be incurred and can reignite credit card debt problems for consumers.

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