It is fairly easy for a New York resident to get a new credit card. Many people receive unsolicited offers through their daily mail and others are bombarded via email with credit proposals from banks and other lending institutions. It may seem like the ubiquity of...
Month: May 2015
What must be included on a bankruptcy financial statement?
A lot of paperwork is generated when a New York resident chooses to file for personal bankruptcy. For this reason, some individuals decide to retain the services of professionals who work in the bankruptcy and debt relief fields to help manage the requirements of the...
The value of your home may not be fully exempt in bankruptcy
New York state as well as federal laws provide individuals going through bankruptcy with a homestead exemption. This exemption is a value of real property that a person may protect from his creditors when the Chapter 7 liquidation of assets process begins. However,...
Credit card debt can derail financial plans and dreams
It can take a Rockland resident a long time to save for a big purchase or expense. Whether that expenditure is a short-term experience like a vacation or a big-picture plan such as retirement, when it comes to saving it can be easy to lose focus and get off the right...
