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August 2013 Archives

Bankruptcy may be only solution to large medical debts

A sudden or chronic illness can ruin a family's finances. With the high cost of medical care these days, it is often true whether or not there is health insurance, since even the co-payments on hospital stays and surgical procedures can quickly mount up to unmanageable levels. Many families in Garnerville, New York, Rockland, New York, and elsewhere have experienced this. A consumer bankruptcy, however, provides an opportunity to get out from under crippling debt and get a fresh start in life.

Late payments on credit card debt approaches record low

A new study by TransUnion, a credit rating company, revealed that the U.S. credit card delinquency rate in the second quarter of this year was within one hundreth of a percent of tying the all-time record low of 0.56 percent. "Delinquent" in this study was defined as being at least 90 days overdue with a payment.

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